Master Sheet Lending book & asset register

Every balance accrues simple interest to the date above — principal × (1 + rate × days ÷ 365), counting both endpoints exactly as the workbook does. Rollups are computed live from the Transactions sheet, never read from the pasted Summary tab. Amounts in ₹.

Book growth

Running total of credits less debits by the month each entry was booked. Interest is excluded, so the line shows capital movement only.

Net position by counterparty

Accrued balance per party across every credit and debit. Bars running right in teal — you owe them; bars running left in red — they owe you.

Exposure by rate

Net accrued balance grouped by the rate on each entry. Deeper steps mark the higher rates.

Ageing

Net accrued balance by how long each entry has been outstanding.

Capital movement

Principal booked each year — credits above the line, debits below. Interest excluded.

Credit in Debit out
Net worth bridge

Asset register at stated valuations, less what you owe parties, plus what parties owe you.

The register

Every party in the Transactions sheet, credits and debits alike. A positive net balance means you owe them; negative means they owe you. Click a row to expand its entries.

+ you owe them · − they owe you
Counterparty Entries First Last Rates Credit Debit Net principal Interest Net accrued
Reading notes
Broken accrual cells in the workbook

Rows where the spreadsheet's own accrued columns are blank or point at the wrong cell. Every figure above uses the recomputed value; this table shows what the workbook says instead.